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The Power of Strategic Social Security Planning
Planning for retirement goes beyond simply saving money; it requires a comprehensive strategy that includes maximizing the benefits of...

Darcy Bergen
Jun 14, 20233 min read
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Securing Financial Stability for a Brighter Future
Money management skills are essential for achieving financial stability and securing a brighter future. Whether you're striving to pay...

Darcy Bergen
Jun 2, 20233 min read
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Life Insurance Retirement Plans: Pros and Cons
Life insurance retirement plans, often called LIRPs, have recently gained popularity as a potential solution for individuals seeking to...

Darcy Bergen
May 11, 20233 min read
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Contrivance of the Roth IRA
Contributing to a traditional IRA with after-tax dollars and immediately converting the money into a Roth IRA is known as a "backdoor...

Darcy Bergen
Apr 12, 20233 min read
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What exactly is a LIRP, and how does it work?
When it comes to saving for retirement, there are many ways to ensure you have enough money. One of these plans is a retirement plan...

Darcy Bergen
Mar 29, 20233 min read
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The pros and cons of a life insurance retirement plan
LIRPs, or life insurance retirement plans, can be a good way to add to your income in retirement. But there are some pros and cons you...

Darcy Bergen
Mar 20, 20233 min read
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How Social Security Benefits Can Help Cover Your Expenses
When you reach a certain age or are disabled, social security benefits can help cover your expenses. They can also support your legal...

Darcy Bergen
Feb 8, 20233 min read
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Advisors in Charge of Social Security Planning
Many people use social security planning experts to negotiate their retirement benefits. By integrating retirement income with pensions,...

Darcy Bergen
Jan 10, 20232 min read
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How to take your finances to the next level: Personal Financial Planning
Personal money management means being able to keep track of your money using a variety of tools. Usually, this means using a personal...

Darcy Bergen
Jan 6, 20233 min read
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The International Journal of Money Management
Money Management International is a nonprofit group in the US that helps people come up with plans for dealing with their debt. Creditors...

Darcy Bergen
Dec 19, 20223 min read
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Roth IRA Vs Traditional IRA
When you are deciding whether to open a traditional IRA or a Roth IRA, you need to understand how the two differ. A traditional IRA can...

Darcy Bergen
Nov 10, 20223 min read
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The Issues with Fixed Index Annuities
Before making any financial commitments, you should weigh the potential downsides and upsides of fixed index annuities. First, learn...

Darcy Bergen
Oct 16, 20223 min read
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Roth IRAs vs. Traditional IRAs
There are essential benefits of Traditional IRA and Roth IRA, but their tax breaks and ways of being set up are different. The following...

Darcy Bergen
Oct 11, 20222 min read
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Which retirement account is right for you? Traditional IRA vs. Roth IRA
When it comes to saving for retirement, there are a lot of options out there. Two of the most popular are traditional IRAs and Roth IRAs....

Darcy Bergen
Sep 25, 20222 min read
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How to Open an IRA
An IRA account is a way to save for retirement and has several tax benefits. You can invest in various investments, but the tax...

Darcy Bergen
Sep 7, 20223 min read
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What You Need to Know to Choose Your Post-Retirement Roth Conversion Strategy
A client's financial situation must be understood before a Roth conversion strategy can be developed. You want to maximize your Roth...

Darcy Bergen
Aug 24, 20223 min read
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How to Find the Best for Self-Employed Investors
Our money needs often change as we get older. The best life insurance retirement plan can help us make the change easier, whether we need...

Darcy Bergen
Jul 22, 20223 min read
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Social Security Age Distribution
If you are contemplating retirement, Darcy Bergen suggests that you consult the social security retirement age chart. These graphs...

Darcy Bergen
Jun 30, 20223 min read
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The attractions of a traditional IRA
Traditional IRA contributions are tax-deductible, and the assets grow tax-free. If you like, you may even withdraw the funds tax-free....

Darcy Bergen
Jun 8, 20223 min read
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What is the 5-year index annuity rate?
According to Darcy Bergen, when the market's main stock indexes rise, index annuities do too. Index annuities don't lose principle or...

Darcy Bergen
May 16, 20222 min read
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